I've never understood why CoW uses an absolute threshold, and not a relative one. 100 dead in Tuvalu would be a civil war. 100 dead in DR Congo is a bad morning.
Yes, I mean to say civil war is a subset of insurgency. Insurgency is simply violence against established authority. Civil wars are always large insurgencies (hence the "war").
But, to reiterate what several have now said--it all depends on why you're slotting things in conceptual boxes.
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