David,
Welcome to the Cyber-Punk Reality of Today. May I suggest some reading music for this:

A group of hackers and identity thieves has been charged with stealing at least $15 million from 15 financial companies, among them JPMorgan Chase (JPM), Citigroup (C), E*Trade (ETFC), PayPal (EBAY), TIAA-CREF, and TD Ameritrade (AMTD). The perpetrators of the scheme, which operated for nearly two years, were a group of hackers led by two Ukrainian nationals, according to authorities. Eight men have been charged, and four are in custody, reports The LA Times.
http://www.dailyfinance.com/on/cyber...llion-dollars/