Those factors are certainly part of it. But they're part of any society. There are several factors that Somalia has which many other societies lack. One is opportunity; the Gulf of Aden is an incredibly target-rich environment. Piracy off the Puntland coast has been an issue for quite a long time, now--it was a problem long before the media caught ahold of it, and it continues to be a problem after the media lost interest. The IUC which arose as a system of government in the early to mid 2000s struggled with piracy and brought incidence of piracy down sharply.
Which leads to another factor that is, if not unique to Somalia, then at least fairly select: Somalia's government has been a hilarious farce, completely lacking anything resembling authority over the state. The one organization that had begun to restore order was crushed by our proxies, the Ethiopians.
Which, in turn, leads to the most salient factor: without a functional state,
there's nobody to keep out the fishers and the dumpers. And without that, there is no alternative to piracy available. Sure, there are some, maybe even many, who simply said "Hell with it, why should I work when I can take hostages and get paid for it?" But there are a lot more who said "I'm not making any money fishing, I have to get money somehow, those pirates seem to be doing okay; I think I'll try it myself."
To simply blame Somalis for being Somalian is short-sighted in the extreme. Not that it was ever a paradise, but Somalia is a smoking crater now because of outside intervention. In such a situation, there actually isn't any good alternative to picking up a gun. Frightening criminals into submission is only an option when alternatives to criminality exist.
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