Pionered by the Nobel Laurete Muhammad Yunus, micro-credit loans have proven highly effective in developing societies. Now, it is being applied in A'stan.


Afghan Enclave Seen as Model to Rebuild, and Rebuff Taliban
Sabrina Tavernise
JURM, Afghanistan — Small grants given directly to villagers have brought about modest but important changes in this corner of Afghanistan, offering a model in a country where official corruption and a Taliban insurgency have frustrated many large-scale development efforts.

Since arriving in Afghanistan in 2001, the United States and its Western allies have spent billions of dollars on development projects, but to less effect and popular support than many had hoped for.

Much of that money was funneled through the central government, which has been increasingly criticized as incompetent and corrupt. Even more has gone to private contractors hired by the United States who siphon off almost half of every dollar to pay the salaries of expatriate workers and other overhead costs.

Not so here in Jurm, a valley in the windswept mountainous province of Badakhshan, in the northeast. People here have taken charge for themselves — using village councils and direct grants as part of an initiative called the National Solidarity Program, introduced by an Afghan ministry in 2003.