From Understanding Military Retirement Pay:
If the above is correct then if you are looking at a 30 year career and resign at 21 years you stand to lose about 22.5% of your base pay as pension.The military retirement pay system used to be easy to understand: You put in 20 years, and you got 50 percent of your base pay immediately upon retirement. You put in more than 20 years and you got 2.5 percent more for each year of active duty after 20 years (up to 75 percent).
But don't be distracted, focus on the issue of moral courage... or the lack thereof.
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