Actually, this is an urban myth. For US military, SGLI pays out no matter the cause of death - suicide, not wearing PPE, etc. However, if he survives the wounds, the unit could court-martial him.
As for kneepads, they help when going prone too, especially in rocky terrain. A sharp hit in the shins is excruciating. The new combat pants with build-in knee pads are awesome and finally solve all the issues about the clunky straps and skiing or skateboarding derivatives with their bulkiness.
Tankersteve
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