Quote Originally Posted by reed11b View Post
If housing had been truly affordable to the middle-class, then we could berate them for taking needless risks.
Home ownership is not a right, nor is it necessary to own the place where you live as you yourself have proven. We can absolutely berate people for taking needless risks with regard to this. Lots of people are quick to blame the government and the lenders, and certainly they bear a good part of the blame, but that should not absolve anyone of the personal responsibility in the choices they make.

SFC W