Good Layman's guide to the financial crisis

[Ken White]

I would also add: the resurrection of personal responsibility and a renewed emphasis upon actual business ethics, rather than the recent foolishness regarded as "corporate social responsibility." Politicians, businessmen, and schools can create climates that encourage unethical behavior, but it is still a personal choice to partake in it.

which includes both the educational system and parental guidance having an impact will provide that sense of personal responsibility which has been eroded by the educators and psychological counselors emphasis on self esteem at great cost to self respect.

Educate people to be better parents instead of telling them that whatever they want to do is acceptable. It frequently is not.

Dependence on government only adds to that, people are ultimately responsible for and to themselves. Doesn't seem to me to be that hard to understand but apparently it is...