Ken

You're wrong here.

There is widespread evidence that the current financial crisis - while given much leeway by government - was caused by almost all the major credit providers and investment banks shoveling cheap credit out to door to people who could not and should not had access to it.

Wall St. is dead and the trust in government is also eroding even further. It is no surprise that there is a revolving door between Wall St. and high level governmental positons with the Treasury Dept., Mint, etc...similar to the revolving door between high ranking military officials and defense contractors.

There are very solid reasons why the market goes up and down. While human psychology has a very definitie role to play in the market, it's not nearly as nebulous as it seems. What is nebulous and for the most part horse#### is economic theory...mainly because most ignore the irrational nature of humans.