Torture versus collateral damage; the bigger evil?

[motorfirebox]

So that is it. Regardless of all the shenanigans that went on with lack of oversight, impunity, sharp practice etc., there would have been no crisis if all those uncreditworthy borrowers had repaid their loans as reliably as the credit worthy borrowers had been doing for years and years. But they didn't because home ownership doesn't confer financial responsibility upon a person, a person who is financially responsible is able to own a home. Those gov types couldn't figure that out.

False. The financial shenanigans played by the financial sector could begin with any widely-replicated form of debt. You could do it with school loans. You're blaming the matches for burning down the house, when in reality the landlord stripped out the sprinkler system and fireproofing to sell for a quick buck--and left the renters to burn.

I honestly don't know what any of this has to do with torture, but the factual misrepresentations here are too much to ignore.