Seth,
The point is to bring the vehicle to an immediate stop. A .50 round will do just that in addition to going through most commercial bricks and cinder blocks, and light armor.
Shooting the radiator (assuming there even is one located behind the grill) will not stop the vehicle. Shooting the oil pan ? Not sure how I would accomplish that from 4 to 800 meters away ?
Shooting the driver (assuming you could get a clean shot) still does not mean the vehicle comes to an abrupt dead stop (which is why we have decelerators and dead man switches on bulldozers - heart attack equals flooring the gas pedal
).
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